Consumers are having trouble paying credit card bills.
What Happened: According to a new report by the Philadelphia Fed, credit card delinquencies reached the highest on record in the last quarter of 2023.
The agency has been analyzing credit card data since 2012. Since then, the fourth quarter of last year was the worst for credit card companies.
Nearly 3.5% of credit card users carried their balances 30 days past the due date, with records also being crossed in the 60+ and 90+ days categories.
For some users, balances have reached concerning figures. At least 10% of borrowers have account balances over $5,200, and 25% have balances above $2,000.
Why...
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